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Extreme sports and high-risk hobbies can double your life insurance premium or result in a denial — but specialty insurers, independent brokers, and strategic timing can make affordable coverage ...

Life insurance companies ask about risky hobbies on the application because certain hobbies decrease life expectancy. Insurers might increase your quotes or reject you for coverage if you participate ...

Colonial Penn’s website does not list which life insurance riders it offers. However, you can ask an agent what’s available to you. A rider is an optional add-on to a life insurance policy that ...